Otherwise, please visit one of our store locations. Rates and minimum balance requirements vary by term. You must be 18 years of age, a legal resident of the United States, and live in the geographic areas we serve to open an account digitally. We offer a variety of flexible CDs in term lengths ranging from 30 days to 60 months. Government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account The ability to receive email and view documents.

Driver’s License, Passport, or State issued ID So if you name three beneficiaries, you can increase your coverage to 750,000. To calculate your new coverage with beneficiaries added, multiply the number of owners by the number of beneficiaries multiplied by 250,000. Basic contact information including an email address, mobile number, a valid U.S. Check Out Our Next Best Rate 5. Setting beneficiaries for your CD allows you to increase your FDIC insurance past 250,000.Social Security Number and date-of-birth, for yourself and a joint account owner if you choose to have one From January 2023 to October 2023, the highest 3-month CD rates increased from 4.61 to 5.46 APY, according to data from the Federal Reserve Bank of St. 0.10 APY 1 36-Month CD 0.Below is a list of the rates as listed at the banks CD rates page as of 9/02/09: 3.50 APY 60 month 3.25 APY 48 month 2.30 APY 24 month 2.37 APY 18 month 2.00 APY 12 month 1. One of the best deals is the 2.37 APY 18-month CD. Opening an account is easy and takes just about 10 minutes. Here’s what you’ll need: BankUnited is offering several competitive CD specials.

Cd rates at bank united